Who We Are & What We Stand For

Insurance With Heart—and Real Help

At our core, we believe insurance should feel like support—not stress. That’s why we’re committed to clear conversations, helpful insights, and real relationships with every client. From Medicare options to life insurance and long term care, we make sure you understand your choices and feel confident in your plan.


Wolken Insurance Services was founded to make quality coverage accessible for more families across California and beyond. Today, we’re licensed in 18 states and proudly based in Apple Valley, CA—where we serve the High Desert and surrounding communities with friendly, knowledgeable guidance you can count on.

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Helping Families Find Confidence in Their Coverage

I have been a resident of the High Desert of Southern California since 1991. After a 26 year retail career, I decided to make a change. In 2009 I decided to go into the Health Insurance field. I started working with Medicare, Long Term Care, Life and Annuity products. I had a passion for Long Term Care and Medicare since seeing the affects in my own family. I have been helping families coming up with plans to protect their loved ones since 2009.

 

In my retail career I prided myself on my customer service, and I bring that mindset to my insurance business. I will be there for the families that I have helped, when it comes time to use the protection plans I have helped them put in place.


We’re based in Apple Valley, CA, but we proudly serve clients across the U.S. I am currently licensed in Alabama, Arkansas, Arizona, California, Colorado, Florida, Idaho, Missouri, Mississippi, Montana, North Carolina, Nevada, New Mexico, Oregon, Texas, Tennessee, Utah, and Washington.

Meet Richard Wolken

Why People Trust Us

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Years of Trusted Service

Since 2009, we’ve guided individuals and families through complex insurance decisions with clarity and care.

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Licensed in 18 States

We serve clients across California, Nevada, Arizona, Texas, and more—with the flexibility and knowledge to help you wherever you are.

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Local & Personal

Based in Apple Valley, we’re proud to be part of the community. Our clients are our neighbors, and we treat them like family.

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Transparent, Pressure-Free Guidance

We never rush or pressure. Instead, we focus on helping you understand your options and make the choice that’s right for you.